11 Best First Credit Cards [Beginners’ First Time Credit Cards]

Having good credit gives you many financial advantages, including low-interest rates on loans and the ability to rent an apartment easily. If you’re starting to build your credit, one of the simplest ways to grow it is to open your first credit card account.

1

This card is best for those with thin to no credit files because Petal accepts applicants based on cash flow underwriting alone—meaning no credit history is required.

Petal® 2 “Cash Back, No Fees” Visa Cash Rewards Credit Card 

2

The Petal 1 “No Annual Fee” Visa card is also best for those with no credit or a thin credit file because Petal accepts applicants based on Cash Flow underwriting alone.

Petal® 1 “No Annual Fee” Visa Credit Card

3

The Deserve EDU starter credit card is a non-conventional option that acts as neither a secure credit card nor a sub-prime card. This card works well for international college students who lack a Social Security Number.

Deserve® EDU Mastercard for Students

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