11 Best First Credit Cards for Beginners

If you’re starting to build your credit, one of the simplest ways to grow it is to open your first credit card account. We’re sharing the best first credit cards for beginners and first-time credit cardholders.


The Petal 2 “Cash Back, No Fees” Visa starter credit card wants to take to heart people’s thoughts on it being time for a card company to help people succeed financially.

Petal® 2 “Cash Back, No Fees” Visa Cash Rewards Credit Card


Like the first Petal starter credit card above, this alternative uses modern technology to design credit card products that help you budget, control your spending, and build credit.

Petal® 1 “No Annual Fee” Visa Credit Card


The Deserve EDU Mastercard for Students is an award-winning student credit card for all students—both from the U.S. and visiting from abroad. For international students, you do not need a SSN to apply.

Deserve® EDU Mastercard for Students


The Chase Freedom® Student Credit Card serves as the entry-level option in the Chase Freedom® line of credit cards. While lacking in comparison to its more fully-featured Chase Freedom® credit card family members, it still offers some good benefits in terms of simplicity and protection.

Chase Freedom® Student Credit Card


The card carries no annual fee and offers price protection, cell phone protection coverage. The downside, however, comes from failing to pay off your bill in full each month. 

Capital One Quicksilver Student Cash Rewards Credit Card

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