11 Best Prepaid Debit Cards for Teens & Family [Reloadable]

What is a Debit Card for Teens?

Minors can’t open their own bank account until they reach the age of majority in their state—often 18 years old. Parents can choose one possible path: opening a subaccount from their own bank account to provide their kids with a card to use.

1

You can choose how much money to load onto the card and your child will be cleared to make approved purchases so long as a money balance backs up the card.

Best Rated Overall: Greenlight

2

You open a goHenry account, receive your children’s debit cards in the mail 7-8 business days later, set up an automatic weekly allowance transfer into your children’s accounts and can set up one-off or weekly spending limits.

Best for Customer Service: goHenry

3

Your child will be able to earn real money by completing chores and tasks around the house each week while learning valuable financial skills like budgeting, saving and giving back.

Best Value: BusyKid

4

Adults are able to monitor the transactions being made. After a free trial, this app costs $5.99 per month, but the price goes down if prepaid in advance.

Best for Financial Education: FamZoo

5

Current is a banking app designed for all families. The Current app allows you to track your teen’s spending in real-time, set limits on how much they can spend, and even block specific merchants on Visa-enabled prepaid debit cards.

Best for Product Features and Innovation: Current

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