59 Personal Finance Statistics You Might Not Know  (But Should!)

This piece breaks personal finance statistics into categories of general personal finance, mortgage & homeowners, income, budgets, debt, student loans, credit cards, retirement, and financial literacy statistics.

American financial statistics can help you understand how the United States is faring and how you are doing financially compared to your peers.

Personal Finance Statistics

1

The average net worth for families rose steadily until The Great Recession, when it dipped. It then started rising again consistently through 2019.

The average net worth for American families in 2019 was $746,820.

2

The median net worth tends to show a typical person’s net worth better than the average. 

The median net worth for American families in 2019 was $121,760.

3

According to 2019 data, the average household bank balance was slightly lower than the 2016 average of $42,580. 

The average household bank balance is $41,600.

4

According to 2019 data, the median household bank balance was slightly higher than the 2016 median of $4,790. 

The median household bank balance is $5,300.

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