8 Ways to Build No Credit into Good Credit

Is no credit better than bad credit? Many people begin to wonder this as they search for new homes, cars and even jobs but don’t understand credit scores or credit reports.


They work by providing you with a revolving line of credit, meaning you can spend up to an approved amount without making a payment within a monthly billing cycle.

Unsecured Credit Cards


A secured credit card is a type of credit card that requires you to put down an upfront security deposit, usually equaling the amount of your credit limit.

Secured Credit Card


These loans function as a tool for people who have low or no credit history. They can use them to begin building up their credit scores by establishing a credit history.

Credit Builder Loan


Suppose you become an authorized user on someone else’s credit card account. In that case, the credit card issuer will send a card to the primary cardholder with your name.

Authorized User Status

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