Best Credit Cards for Kids: Building Credit & Money Habits Early

What is a Credit Card for Kids?

Credit cards for kids present an opportunity for a kid or teen to access credit for the first time and begin building a credit history. 

Best Credit Cards for Kids and Teens

The most natural moment to place plastic in the hands of your children with their name on it is in high school when they’re beginning to develop independence, getting a driver’s license or spending time away from with friends.


A child will become familiar with the responsibility of carrying a card and not purchasing more than they can afford.

Best Credit Cards for Kids and Teens

You can load it with weekly allowance payments, money from a summer or after-school job or even financial gifts they receive from friends and family.

1. Best Rated Overall: Greenlight

Greenlight works like a prepaid debit card, allowing you to transfer money onto the card for your child to pay for expenses at approved locations.

2. Best for Customer Service: goHenry

They offer 24/7 phone availability, email access and social media engagement, ensuring users can solve their problems quickly and with little hassle.

3. BusyKid

BusyKid is an easy-to-use, interactive kid chore app with a debit card that will help them learn and practice important real-life lessons from the palm of their hands.

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