Debit Cards for Under 18:  How old do you have to be to get one?

Do you have kids and are you wondering how old you need to be to get a debit card? Depending on how you set up the account, which banking institution you use and more, the age requirements for having a debit card varies.

How Old Do You Have to be to Get a Debit Card?

Typically, a child becomes eligible for a debit card when they turn 13 and their parent or legal guardian can open a joint checking account with a teen.

Do Banks Allow a Debit Card for Under 18 Year Old’s?

Yes, though it depends on the bank. As stated above, some require a parent or legal guardian to open a joint teen checking account for them both to have ownership over the account.

Minors can’t have an account on their own as a result of their legal inability to sign an enforceable contract.  This means any account you find in person or online through a bank, credit union or financial app will require you to open a joint account to ensure you have a legally valid account which passes compliance requirements.

Where Can You Get Debit Cards for a Child?

Chase First Banking

Greenlight

goHenry

Where Can You Get Debit Cards for a Child?

Current

FamZoo

Acorns Early

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