Debit Cards for Under 18: How old do you have to be to get one?
Do you have kids and are you wondering how old you need to be to get a debit card? Depending on how you set up the account, which banking institution you use and more, the age requirements for having a debit card varies.
How Old Do You Have to be to Get a Debit Card?
Typically, a child becomes eligible for a debit card when they turn 13 and their parent or legal guardian can open a joint checking account with a teen.
Do Banks Allow a Debit Card for Under 18 Year Old’s?
Yes, though it depends on the bank. As stated above, some require a parent or legal guardian to open a joint teen checking account for them both to have ownership over the account.
Minors can’t have an account on their own as a result of their legal inability to sign an enforceable contract. This means any account you find in person or online through a bank, credit union or financial app will require you to open a joint account to ensure you have a legally valid account which passes compliance requirements.
Where Can You Get Debit Cards for a Child?
Chase First Banking
Greenlight
goHenry
Where Can You Get Debit Cards for a Child?
Current
FamZoo
Acorns Early
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