If an authorized user accrues a balance on their card, the primary account holder is responsible for paying it off. For this reason, it’s essential to have a good relationship with your authorized user.
How Old Do You Have to Be to Be an Authorized User on a Credit Card?
Different credit card companies have different rules about authorized users on credit accounts.
Can You Add a Minor as an Authorized User on a Credit Card?
Yes, you can add a minor as an authorized user on some credit cards, and a minor is a person under 18 years old. Many credit card companies allow customers to add authorized users younger than 18, but some do not.