How Old do You Have to be to Get a Credit Card? [Minimum Age]

How Old Do You Have to Be to Get a Credit Card?

Several credit card issuers allow you to apply for a card as an adult with the intent of adding a child as an authorized user.

What is an Authorized User?

Because minors can’t have credit cards held directly in their names, if they need to have access to a credit card, that will require being added to a parent or guardian’s credit card as an authorized user.

What Credit Cards Can You Have as an Authorized User?

You can select from one of several credit card issuer options with companies like Capital One, American Express, Discover, Chase Bank, Bank of America, Wells Fargo and many others.

What is a Credit Card for a Child?

Having a credit card for kids may assist them by developing healthy money habits from an early age, allowing these financial literacy skills to compound from the start.

Credit Card Authorized Users

Several credit card issuers allow you to apply for a card as an adult with the intent of adding a child as an authorized user.

SWIPE UP FOR MORE OF  How Old do You Have to be to Get a Credit Card?