Because minors can’t have credit cards held directly in their names, if they need to have access to a credit card, that will require being added to a parent or guardian’s credit card as an authorized user.
What Credit Cards Can You Have as an Authorized User?
You can select from one of several credit card issuer options with companies like Capital One, American Express, Discover, Chase Bank, Bank of America, Wells Fargo and many others.
Having a credit card for kids may assist them by developing healthy money habits from an early age, allowing these financial literacy skills to compound from the start.