How to Get a Credit Card for the First Time

Owning a credit card is also one of the best ways to establish credit and increase your credit score (assuming you use it responsibly).

Who Qualifies for a Credit Card?

People with a long history of consistent, timely payments qualify for top cards. 

What is a Starter Credit Card?

These cards might be secured or unsecured (more information on this later), like a student credit card and usually don’t have the best terms.

What Does Having “No Credit” Mean?

This might give you time to manage an account balance and work your way up toward the confidence needed for having credit cards in your name.

What Do You Need to Apply for a Credit Card?

- Identifying information. - Income sources or financial resources. - Monthly cost-of-living information.

How to Get a Credit Card with No Credit

To get a credit card with little credit history, you should begin with starter credit cards like a secured or student credit card.

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