- Paying off any outstanding debts on time - Requesting a higher credit limit on your current credit cards only after you’ve proven responsible behavior - Avoiding unnecessary credit inquiries (e.g., opening multiple applications at once) to prevent your credit score from taking a hit
To ensure getting student credit cards is a good idea, first, take actions to address that you get your first credit card for the right reasons: 1. Establish and Fund an Emergency Fund. Before applying for a credit card as a student, it is a good idea to have an emergency fund established and funded.