Welcome to Young and the Invested, a growing online community for young people looking to improve their financial literacy, and by extension, learn how to invest, manage and plan their money with confidence.
I started Young and the Invested because I find most advice about personal finance isn’t tailored to younger generations in the early stages of life or their careers. However, by providing people with the proper foundation in a language they can understand, they can build sound financial habits that will last them a lifetime. Eventually, this can empower them to achieve financial independence and retire on their own terms.
Young and the Invested is a site dedicated to providing high-quality financial information to young people and the adults in their lives.
When people develop sound financial habits at an early age, they’re likelier to make wiser money decisions throughout life. That covers everything money-related: spending, saving, investing, taxes, even retiring.
If you’re a parent who’s frustrated with the lack of financial education your children get at school, we have the resources you need to ensure your kids don’t fall behind. If you’re in Gen Alpha, Gen Z, even a younger Millennial, and you’re trying to build your financial knowledge, have a look around—we can help you tackle just about any money topic.
However, while Young and the Invested targets a young audience, readers of all ages can pick up plenty of useful knowledge from our coverage.
Young and the Invested will help young people and the adults in their lives discover the building blocks of healthy financial habits through data, story-telling, and even our experts’ own personal perspectives.
Our goal: Help you earn, spend, save, invest, and otherwise handle your money with confidence.
Hello! I’m Riley Adams, the founder and CEO of Young and the Invested!
In 2018, I was winding down a stint in investor relations and found myself newly equipped with a CPA, added insight on how investors behave in markets, and a load of free time.
As my rotation through the group came to an end, I couldn’t have been more grateful for working alongside some of the most competent people I’m likely to meet. I saw how hard they worked to build their body of work and the dedication exerted to perfect their craft. I also saw the toll a lifestyle like that could take long-term if you didn’t love what you do.
These folks thrived in this environment and they enjoyed the constant engagement. They were in their element and the sacrifice required didn’t faze them. Instead, my co-workers found what made them tick and took to it with a passion. Seeing this firsthand sparked in me a desire to do the same toward reaching two of my major life goals: becoming financially independent and owning my own small business.
Ever since I was little, I wanted the financial freedom that came from having enough money to pursue what I wanted and not merely work a job to make ends meet. Having sound financial habits and a business were natural ends to make this happen. Fortunately, I’ve enjoyed my work and the colleagues I have around me. I’ve learned a great deal I know I wouldn’t have otherwise.
After making a career transition to Google as a Senior Financial Analyst, I was fortunate to work in a job which fulfilled me immensely—I even got awarded a European patent! But let me be clear: I might not want to go to the early retirement dance, but I would still like an invite.
I chose to start a personal finance website as my next step, recognizing both the challenge and opportunity.
I launched Young and the Invested with encouragement from my wife as a means to lay out our financial independence journey and connect with and help others who share the same goals. Further, we want our children to have a financially secure future and believe by learning ourselves, we can help others accomplish this same goal as well.
If you find yourself drawn to these pursuits or have children you’d like to follow this path, please stick around and contribute. I enjoy a diversity of opinions because challenging my own thinking often leads to better outcomes. Please consider subscribing to the newsletter, and I hope to see you around the site and on social media.
This website exists to encourage awareness, educate, and help light a path—one where information and education lead you to a life of thoughtful money decisions and, eventually, financial independence.
Young and the Invested aims to communicate to a large community by providing information, and it contains thoughts and ideas that are displayed through the lens of our experience. But ultimately, it is up to every reader to decide what is best for them and their financial situation.
Your decisions are yours alone; we are not responsible for your actions. But we want to help you mature financially so you can make better financial choices.
Check out the Privacy and Terms page for more information.