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Every year, as you file your federal income tax return, you have an important decision to make: itemize, or take the standard deduction. You can only pick one, but at least you can select the option that cuts your tax bill the most.

Standard deduction amounts are adjusted each year to account for inflation, which helps taxpayers by increasing their deduction nearly every year. Those increases have become milder over the past couple of years as inflation has been pared down. Still, for smart taxpayers who want to start thinking about their 2025 tax situation now, the IRS has already released the standard deduction amounts for the 2025 tax year.

Want to get a jump on your 2025 tax planning? Read on, as we lay out all of the various standard deduction amounts for next year. This is typically the most important tax deduction for about 90% of all Americans—so it’s something you definitely want to be on top of well before it’s time to file your return.

 

Related: Federal Tax Brackets and Rates for 2025

Standard Deduction Amounts for the 2025 Tax Year


irs releases federal tax brackets 2025
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Your standard deduction for the year primarily depends on your filing status, but it can also be impacted by your age, whether or not you’re a dependent, and even your vision.

For the 2025 tax year, the basic standard deduction based on your filing status will be as follows:

Filing Status2025 Standard Deduction
Single$15,000
Married Filing Jointly$30,000
Married Filing Separately$15,000
Head of Household$22,500
Qualifying Surviving Spouse$30,000

Standard Deduction Limit for Dependents

The basic standard deduction is capped for people who can be claimed as a dependent on someone else’s tax return. For 2025, a dependent’s basic standard deduction will be limited to the greater of:

  • $1,350
  • Your earned income plus $450 (but not more than the applicable basic standard deduction amount)

Earned income includes salaries, wages, tips, professional fees, and other compensation for work. It also includes any part of a taxable scholarship or fellowship grant.

Related: 12 States That Tax Social Security Benefits

Additional Standard Deduction for Age and/or Blindness

Anyone who’s at least 65 years old or legally blind at the end of next year will be able to claim the following additional standard deduction amount for the 2025 tax year:

  • $1,600 for married couples filing jointly, married taxpayers filing separately, and surviving spouses
  • $2,000 for single and head-of-household filers

For married couples who file a joint tax return, both spouses will get an additional standard deduction for being at least 65 years old or blind. If you or your spouse is both 65 or older and blind, then the additional deduction for that person will be doubled.

If you’re married but file a separate return, your spouse will be eligible for the additional standard deduction on your return only if he or she has no income, isn’t filing a return, and can’t be claimed as a dependent on someone else’s tax return for the tax year. The additional deduction will also be doubled for separate filers for either qualifying spouse who is both 65 or older and blind.

For more on the standard deduction, including the 2024 standard deduction amounts, see What Is the Standard Deduction?

Related: Capital Gains Tax Rates for 2024

Inflation Adjustments for the 2025 Standard Deduction Amounts


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The 2025 basic standard deduction amounts for most people increased by approximately 2.7% when compared to the 2024 amounts. That rate of increase is slower than the past few years since the start of COVID-19, as inflation has been slowing, but still higher than the few years prior to the pandemic.

Young and the Invested Tip: The 2.7% increase translates to a $400 jump in the basic standard deduction from 2024 to 2025 for single taxpayers, an $800 rise for joint filers, and a $600 boost for head-of-household filers.

The basic standard deduction jumped a whopping 6.95% from 2022 to 2023 for the majority of people (7.22% for head-of-household filers), then 5.4% (5.3% for head-of-household filers) from 2023 to 2024.

The standard deduction amounts don’t usually rise as swiftly as they have in the past three years, however. That’s because the inflation rate has been unusually high since mid-2021.

The standard deduction was nearly doubled by the Tax Cuts and Jobs Act (starting with the 2018 tax year). Between then and 2022, the increases were more modest, as shown in the table below.

Tax YearHead of Household Filer’s Standard Deduction IncreaseAll Other Taxpayers' Standard Deduction Increase
20252.74%2.73%
20245.41%5.29%
20236.95%7.22%
20223.19%3.18%
20210.80%1.21%
20201.63%1.64%
20191.94%1.67%

Note that, if any increase triggered by the inflation adjustment rules is not a multiple of $50, the increase is rounded to the next lowest multiple of $50.

 

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About the Author

Riley Adams is the Founder and CEO of Young and the Invested. He is a licensed CPA who worked at Google as a Senior Financial Analyst overseeing advertising incentive programs for the company’s largest advertising partners and agencies. Previously, he worked as a utility regulatory strategy analyst at Entergy Corporation for six years in New Orleans.

His work has appeared in major publications like Kiplinger, MarketWatch, MSN, TurboTax, Nasdaq, Yahoo! Finance, The Globe and Mail, and CNBC’s Acorns. Riley currently holds areas of expertise in investing, taxes, real estate, cryptocurrencies and personal finance where he has been cited as an authoritative source in outlets like CNBC, Time, NBC News, APM’s Marketplace, HuffPost, Business Insider, Slate, NerdWallet, Investopedia, The Balance and Fast Company.

Riley holds a Masters of Science in Applied Economics and Demography from Pennsylvania State University and a Bachelor of Arts in Economics and Bachelor of Science in Business Administration and Finance from Centenary College of Louisiana.