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They say nothing in life is free, but I beg to differ. When you earn money through sign-up bonuses and cash back, that extra cash requires no additional effort.

Sometimes you need a quick win. So I’ve compiled several ways you can earn a little money (at least $10) fast—in many cases, by doing things you might have already been planning to do. In most cases, these sign-up bonuses and cash-back offers will make you much more than $10—and in a few cases, you can earn even more money after the initial bonus.

Take advantage of the offers below to make at least $10 fast and give your finances a near-instant boost. The more deals you utilize, the more money you can make.

Best Ways to Earn $10 Quickly—Our Top Picks


Popular Micro-Investing and Financial App
Best Stock Trading App for Intermediate Investors
Earn Via Paid Surveys + More
Credit Card Rewards for 529s
4.2
4.9
4.0
4.3
Earn a $20 bonus when you set up recurring investments.
New investors get $3-$300 in stock, 1 month free Premium, and 1 month APY boost
Earn a $10 bonus when you sign up and spend.
Earn $30.29 for signing up and linking a 529 plan
Popular Micro-Investing and Financial App
4.2
Earn a $20 bonus when you set up recurring investments.
Best Stock Trading App for Intermediate Investors
4.9
New investors get $3-$300 in stock, 1 month free Premium, and 1 month APY boost
Earn Via Paid Surveys + More
4.0
Earn a $10 bonus when you sign up and spend.
Credit Card Rewards for 529s
4.3
Earn $30.29 for signing up and linking a 529 plan

How to Get $10 (Or Even More) Fast


three people raise up score cards that say 10 indicating the highest possible score.
DepositPhotos

Below, I’ll go through a number of ways you can easily score $10—or in most cases, even more—pretty quickly, and sometimes even instantly.

1. Investment Account Sign-Up Bonuses


First up: Sign-up bonuses for starting an investment account. This is a very common way for online stock brokers to attract fresh customers—most brokers offer some sort of giveaway or bonus, though they often change over time.

Below are a handful of our favorite brokerage sign-up bonuses.

Acorns ($20 Bonus)


acorns invest page.
Acorns
  • Available: Sign up here
  • Platforms: Web, mobile app (iOS, Android)
  • Promotion: $20 bonus when you set up recurring investments

Acorns is a micro-investing app geared toward young adults and millennials that’s perhaps best-known for its “Round-Ups” program.

With Acorns Round-Ups, the app rounds up purchases made on linked debit and credit cards to the nearest dollar, investing the difference on your behalf. For example, if you purchase a coffee for $2.60 on a linked credit card, Acorns automatically rounds this charge up to $3.00 and puts the 40-cent difference aside. Once those Round-Ups reach at least $5, they can be transferred to your Acorns account to be invested.

The Acorns investment offering itself is a simple, automated platform that uses pre-built portfolios of ETFs to keep investors exposed to stocks and bonds, which is similar to many robo-investing offerings. Acorns’ basic approach makes it one of the best investment apps for beginners.

Here’s more about what you can expect from Acorns’ varying subscription options:

  • Acorns Bronze: Includes an Acorns Invest investment account, as well as Acorns Later for tax-advantaged investment options such as Roth IRAs. Also includes Acorns Checking, a bank account that has no account fees, lets you withdraw fee-free from more than 55,000 ATMs nationwide, and is paired with a debit card that can go into your digital wallet; Smart Deposit, which allows you to automatically invest a bit of each paycheck into your Acorns accounts; and, of course, Round-Ups.
  • Acorns Silver: Everything in Acorns Bronze (Acorns Invest, Later, Checking, etc.), plus Premium Education, which includes live Q&As with Acorns’ expert investment team, invite-only sessions with the Acorns Support Team, access to a quarterly market report, and more; Emergency Savings with a high APY; and a 25% bonus on Acorns Earn rewards (up to $200 per month).
  • Acorns Gold: Everything in Silver, plus custom portfolios that allow you to hold individual stocks; live Q&As with financial experts; a 50% match on Acorns Earn rewards (up to $200 per month); $10,000 in life insurance; even the ability to set up a will for free. Parents also get Acorns Early access for up to four children. And Gold is the only way to unlock Acorns Early Invest: a custodial account for your child that lets you invest for them while they’re a minor.

Learn more in our Acorns review, or use our link to sign up with Acorns today.

    → How to get your bonus with Acorns

    Acorns offers $20 when you set up recurring investments. It’s one of the best investment bonuses currently on offer because there’s no luck involved to earn the maximum amount. To earn $20 from Acorns, you have to complete a few steps:

    1. Sign up for an Acorns account.
    2. Set up recurring investments ($5 minimum)
    3. Make your first successful recurring investment.

    Your $20 bonus will be awarded within 10 days of the following month.

    Related: 8 Best Instant Sign-Up Bonus Apps [Grab Free Cash Instantly]

    Webull ($3-$300 in Fractional Shares, APY Boost + Free Premium)


    webull homepage.
    Webull
    • Available: Sign up here
    • Platforms: Desktop app (Windows, Mac, Linux), web, mobile app (Apple iOS, Android)
    • Promotion: 1 free month of Premium, 1 month of boosted APY, 10 fractional shares worth $3-$300

    Webull is a wallet-friendly brokerage account that offers no-commission stocks, ETFs, and options, charges $0 contract fees on many options, and requires no deposit minimums.

    It also offers fractional-share investing, which allows investors to start buying for as little as $1. That means beginners working with small dollar amounts can still easily diversify their portfolio across numerous investments. Newer investors can also learn trading skills through the courses in Webull’s education center, and even practice their skills via Webull’s paper trading service.

    Webull is available across just about every platform, allowing you to research, trade, and track your stocks on your smartphone, tablet, or desktop. Other features include charting tools, customizable screeners, free real-time stock quotes and stock alerts, preset lists, voice commands, and more. It also offers extended trading hours (pre- and after-market trading) and 24/7 online help.

    You can also subscribe to the paid Webull Premium tier, which provides a higher APY on uninvested cash, IRA rollover and transfer matches, higher IRA contribution matches, better margin rates, and more.

    On top of all that, Webull frequently runs promotions that typically involve earning free stock.

    Currently, Webull is offering new users a litany of bonuses connected to making an initial deposit. Here’s how to collect a free month of Premium, an APY boost, and $3-$300 in fractional stock: Use our link to sign up with Webull and get a free month of Premium just for opening your account. Deposit at least 1¢ and get one month of boosted APY in Webull Cash Management. Deposit at least $100 and receive 10 fractional shares worth between $3 and $300.

    → How to get Webull’s various bonuses

    Currently, Webull is offering new users a litany of bonuses connected to making an initial deposit. Here’s how to collect a free month of Premium, an APY boost, and $3-$300 in fractional stock:

    • Use our link to sign up with Webull and get a free month of Premium just for opening your account.
    • Deposit at least 1¢ and get one month of boosted APY in Webull Cash Management.
    • Deposit at least $100 and receive 10 fractional shares worth between $3 and $300.

    Related: What Is a Certificate of Deposit (CD)? How Does It Work?

      Moomoo (Up to $1,000 in NVDA Stock)


      moomoo homepage.
      Moomoo
        • Available: Sign up here
        • Platforms: Desktop app (Windows, Mac), web, mobile app (Apple iOS, Android)
        • Promotion: Up to $1,000 in free NVDA stock with qualifying deposit

        Moomoo is a cost-friendly trading platform that offers no-commission stocks, ETFs, and options, and no contract fees on equity options.

        While Moomoo is great for advanced traders, offering powerful tools to empower your trading insights and strategies, its differentiated approach (simple interfaces and high ease of use) make it a match for some intermediate and beginner investors, too. The desktop platform is highly customizable, while the mobile app is straightforward, allowing you to search for stocks and trade with minimal hassle.

        But again: Moomoo has more than enough under the hood for advanced traders to get the job done. Its charting system, for instance, includes 62 technical analysis indicators and 22 drawing tools. You can set up alerts based on changes in price, bids, turnover ratio, and more. Free Level 2 market data helps you get a greater understanding of a stock’s value, determine how liquid a stock truly really is, and better time your trades. You can even enjoy 24/7 financial news handpicked by Moomoo’s editorial team.

        → How to get your free shares on Moomoo

        Moomoo is currently offering new users a deposit bonus of up to $1,000 in free NVDA shares. Here’s how to collect it:

        1. Use our link to open a new brokerage account with Moomoo.
        2. Make a deposit within the promotional period. Amount of stock is determined by deposit size; $100 or greater gets $20 in stock; $2,000 or greater gets $50 in stock, $10,000 or greater gets $300 in stock, and $50,000 or greater gets $1,000 in stock.

        For Moomoo disclaimer, please see the fine print at the bottom of this article.

        Related: What Is a High-Yield Savings Account? How Does It Work?

        SoFi Invest® (Up to $1,000 in Bonus Stock)


        sofi invest homepage.
        SoFi Invest
        • Available: Sign up below
        • Platforms: Desktop, web, mobile (iOS, Android)
        • Promotion: Up to $1,000 in bonus stock

        SoFi is a multi-faceted financial company that offers everything from credit cards and insurance to student loans and mortgages … and they also allow you to trade and invest through its SoFi Invest app.

        With SoFi Invest, you can invest as actively or as passively as you’d like. The SoFi Active Invest Brokerage Account has no required minimum balance, charges no commissions on stock, ETF, and options trades, and its options trading has no contract fees, either. Want to put your portfolio on autopilot? SoFi’s robo-advisory services will create a portfolio for you for an annual 0.25% assets under management fee (that can be designed to address one or several goals) and auto-rebalance it for you as necessary over time.

        The interface is still very much geared toward younger, less experienced investors—everything is focused on simplicity and ease of use, rather than an expanse of sophisticated tools. SoFi also offers budget-friendly features such as fractional shares, which allow you to invest for as little as $5. And SoFi even provides a social element, such as bringing SoFi members together at exclusive events.

        And one thing that sets SoFi apart is your ability to handle many financial tasks within the very same app. SoFi’s app allows you to tackle anything from banking and investing to student loans, insurance, and mortgages. Better still, you can subscribe to SoFi Plus to unlock an additional $1,000 per year in extra value across all of SoFi’s financial arms.

        → How to earn bonus stock from SoFi Invest

        SoFi Invest allows you to win a randomly selected dollar amount, up to $1,000, worth of bonus stock. To qualify:

        1. Click the link below to open a new brokerage account with SoFi.
        2. Fund your account with $50 or more within 30 days of the account opening.

        Your bonus should post to your account in 10 business days.

        Related: 16 Best Stock Research + Analysis Apps, Tools and Software

        Upromise ($5.29 Sign-Up Bonus, $25 Linking Bonus)


        upromise homepage.
        Upromise
        • Available: Sign up here
        • Platforms: Web, mobile app (Apple iOS, Android)
        • Promotion: Get a total of $30.29 ($5.29 for signing up, and $25 for linking a 529 plan)

        Upromise makes it easier to save for your child’s future higher education expenses, and has helped families save more than $1 billion for college to date.

        After you create a Upromise account, you link it to either your 529 plan, or a checking or savings account. You can also apply for a no-monthly-fee Upromise Mastercard that earns you cash rewards when you shop, eat at restaurants, and more, and the service will automatically deposit both your cash rewards and any monthly contributions into your 529 plan or linked bank account. You’ll also earn more in cash-back rewards with the Upromise Mastercard than you will with any other linked debit or credit card.

        Also, every month, Upromise gives five families a $529 college scholarship. Every dollar of earned rewards gets you an entry.

        → How to get your free money on Upromise

        As soon as you use our link to sign up with Upromise and verify your email, you’ll be awarded $5.29. To receive an additional $25, you must:

        1. Link a 529 plan account within 30 days.
        2. Keep the account active through the first cash-back rewards redemption cycle.
        3. Make sure your cash-back rewards account balance meets the minimum transfer amount to be able to transfer rewards into the linked account.

        Related: 11 Best Apps That Give You Money for Signing Up [Free Money]

        Wealthfront ($50 Deposit Bonus)


        wealthfront signup new
        Wealthfront
        • Available: Sign up here
        • Platforms: Desktop, web, mobile app (iOS, Android)
        • Promotion: $50 deposit bonus

        Wealthfront is a popular robo-advisor that offers numerous account types, including individual, joint, and trust taxable brokerage accounts, Traditional, Roth, SEP, and Rollover IRAs and 529 plans.

        While some of its robo-advisor competitors have a relatively high minimum balance requirement of a few thousand dollars or much more, Wealthfront requires a fairly small initial deposit of $500 to open an account. (Again, that’s high for an investment account, but low for a robo-advisory product.) So if you don’t have a huge sum invested already to move into the account or to rollover from an existing account like a 401(k) or other IRA, this account might be a good choice.

        Wealthfront offers some valuable perks with its accounts, including automatic tax-loss harvesting, automatic rebalancing, automatic trading, and the option to customize your expert-built portfolio. This top robo-advisor also offers access to a 529 plan (or the ability to link an external one to your account) to help with saving for educational expenses. This is an uncommon feature for most standalone robo-advisors outside of a traditional brokerage, so it’s well worth noting.

        If you’re considering putting this on your shortlist, just note that Wealthfront does charge a 0.25% annual management fee across the board. It’s not free, but it’s more affordable than many other robo-advisors.

        → How to get your $50 deposit bonus on Wealthfront

        If you use our link to open a new taxable brokerage account with Wealthfront, fund it with $500 or more within 30 days of account opening, and leave the funds there for at least seven days, you’ll receive a $50 deposit bonus in your account.

        Related: 8 Best High-Yield Dividend Stocks: The Pros’ Picks

        2. Completing Surveys

        Get cash just for sharing your thoughts through paid survey sites. It’s not exactly the most lucrative side hustle, but it is a way to earn money with virtually zero effort.

        Swagbucks ($10 Bonus)


        Swagbucks homepage.
        Swagbucks
        • Available: Sign up here
        • Platforms: Web, mobile app (iOS, Android)
        • Promotion: $10 sign-up bonus

        Making money online through Swagbucks is simple. Swagbucks lets users earn Swagbucks points (SBs) by completing simple tasks—that includes taking surveys, yes, but also shopping online, playing video games, or even just doing web searches.

        Users can redeem SBs for gift cards from popular retailers, such as Apple, Amazon, and Target; the website awards more than 7,000 gift cards every day. However, if you just want cash, you can redeem points that way, too, and receive the money in a PayPal account.

        You can typically earn a free bonus for signing up for Swagbucks via our link. You can also earn additional money by referring friends to the app.

        → How to Get Your $10 bonus on Swagbucks

        New users receive a $10 bonus for signing up and spending with Swagbucks. Here’s how:

        1. Use our link to sign up with Swagbucks.
        2. Spend at least $25 at a store featured in Swagbucks.com/Shop within 30 days of registration. (You must receive a minimum of 25 SB for the purchase.)

        You’ll receive a 1,000 SB bonus (equivalent to $10), which should post to your account in 10 business days.

         

        Sproutful ($1 Sign-Up Bonus)


        Illustrated image of a potted plant holding a smartphone.
        Sproutful
        • Available: Sign up here
        • Platforms: Desktop, mobile web (Apple iOS, Android)
        • Promotion: 100-point sign-up bonus

        Sproutful is a free platform that offers you real money just by playing mobile games and sharing your opinion. And it features one of the most flexible sets of payout options in the industry.

        Getting started is simple: You sign up for free. Then you start taking paid surveys, or playing a variety of games (casual, puzzles, board games, adventure/RPG, slots, and more). You earn points, which you can redeem once you’ve accumulated just $5 worth of earnings.

        Sproutful allows users to cash out via PayPal or Venmo, or get paid via gift cards from literally hundreds of brands, including Airbnb, Amazon, Apple, DoorDash, Google, PlayStation, Spotify, Starbucks, Uber, and Walmart. That’s one of the broadest payout selections among paid-survey sites we cover.

        While this is one of the newest such apps on the market, it has quickly built up a sterling reputation, earning an “Excellent” rating on Trustpilot.

        → How to Get Your $1 bonus on Sproutful

        Getting your $1 bonus on Sproutful couldn’t be easier. Just sign up with our link, and you’ll start with a free 100-point bonus (worth $1).

        5. IRA Matches


        You might be asking yourself, “Wait, what do you mean an IRA match?”

        Individual retirement accounts (IRAs) are a type of retirement account that enjoys certain tax benefits. However, unlike with 401(k)s, which are run through employers and often offer a match, you directly open up an IRA through a broker. So whereas you might very well receive an employer match when you contribute to a 401(k), brokers, generous as they might be, rarely pony up money for your IRA.

        Rarely … but it does happen.

          Acorns (1% or 3% Match on Acorns Later)


          Acorns Later homepage.
          Acorns
          • Available: Sign up here
          • Platforms: Web, mobile app (Apple iOS, Android)
          • Promotions: $20 when you sign up with our link and start making recurring investments

          The aforementioned Acorns app also offers a powerful way to accelerate your savings: Later Match.

          While most people are aware that employers will sometimes match funds you contribute to your 401(k), “matches” are virtually unheard of in retirement accounts like IRAs, where there’s no employer to kick in extra cash. However, Acorns itself will match 1% or 3% on new contributions to Acorns Later IRAs for Silver and Gold subscribers, respectively. 

          Learn more in our Acorns review, or use our link to sign up with Acorns today.

          Related: How to Invest Money: 5 Steps to Start Investing w/Little Money

          How to Get Paid $10 Instantly: FAQs


          Can I make 10 dollars fast completing paid surveys?

          Yes. Online surveys are an easy way to make extra money. The more paid surveys you are qualified to take, the more money you can earn. If you’re looking for two of the highest-paying survey sites, join Survey Junkie or Surveys On The Go.

          As the name suggests, surveys are at the core of Surveys On The Go. Surveys pop up on your phone and you get paid for the ones you take. You can also find surveys in the Surveys section of your Home tab. Diary surveys, which are completed over multiple days, are worth the most, with payouts ranging from $20 to $50.

          Surveys on the Go also has a pair of paid data-sharing programs—Link & Earn and Payday—where your data is anonymized, so it can’t be traced back to you.

            According to Survey Junkie, if you complete three online surveys daily, you can earn as much as $40 per month. You’re not going to become rich just from taking surveys, but if you qualify for longer surveys with either company, you definitely have the potential to make 10 dollars fast. Users can get paid with PayPal cash, bank transfers, or free gift cards.

            Related: 8 Best Wealth + Net Worth Tracker Apps [View All Assets]

            How else can I make money online?

            You can also earn extra cash if you watch videos, play games, and shop online through specific apps and browsers. These tasks can be done whenever you have a little free time, such as waiting for food in a restaurant or during a commute. If you’re watching videos or playing games every chance you get, you can make $10 fast.

            How are you paid when you earn money online?

            When you make a little extra money online, you’ll earn either cash prizes or equivalent rewards. Those prizes can come in many forms. Depending on the app, you’ll be paid through one, some, or all of the following methods:

            • Direct deposit
            • Free PayPal money
            • Gift cards
            • Stock
            • Cryptocurrency

            Before you sign up with a site that awards points you then trade in for extra crash, get to know their point conversion systems. Some systems are overly complicated, obscuring how much you’re actually earning.

            Read More on Young and the Invested


            Disclaimers


            Moomoo

            Moomoo’s parent company is Nasdaq-listed Futu Holdings Ltd (FUTU). Their subsidiaries are licensed and regulated in the United States, Singapore, Australia and Hong Kong.

            About the Author

            Riley Adams is the Founder and CEO of Young and the Invested. He is a licensed CPA who worked at Google as a Senior Financial Analyst overseeing advertising incentive programs for the company’s largest advertising partners and agencies. Previously, he worked as a utility regulatory strategy analyst at Entergy Corporation for six years in New Orleans.

            His work has appeared in major publications like Kiplinger, MarketWatch, MSN, TurboTax, Nasdaq, Yahoo! Finance, The Globe and Mail, and CNBC’s Acorns. Riley currently holds areas of expertise in investing, taxes, real estate, cryptocurrencies and personal finance where he has been cited as an authoritative source in outlets like CNBC, Time, NBC News, APM’s Marketplace, HuffPost, Business Insider, Slate, NerdWallet, Investopedia, The Balance and Fast Company.

            Riley holds a Masters of Science in Applied Economics and Demography from Pennsylvania State University and a Bachelor of Arts in Economics and Bachelor of Science in Business Administration and Finance from Centenary College of Louisiana.