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Investment newsletters can be valuable to investors at every level of expertise. There are endless sources of financial news and nobody has time to become an expert on every stock out there. That’s especially true since stocks fluctuate frequently.

Investment newsletters for buying stocks can keep you informed without a significant time commitment. There is no shortage of investment newsletters for you to choose among.

This article will go over some of the best investment newsletters available, provide suggestions on when to buy stocks these newsletters recommend and more.

Best Stock & Investment Newsletters – Top Picks


Best for Stock Research + Recommendations
Best Growth Stock Newsletter
Data-Drive Stock Picking Service
Best Introductory Stock Newsletter
4.8
4.5
4.3
4.7
Premium: $99/year ($8.25/mo*), Pro: $2,399.88/yr ($199.99/mo*)
$99 for first year; $299 renewal
$99 for first year; $199 per year thereafter
55% Off: $89 for 1st year; $199 renewal
Best for Stock Research + Recommendations
4.8
Premium: $99/year ($8.25/mo*), Pro: $2,399.88/yr ($199.99/mo*)
Best Growth Stock Newsletter
4.5
$99 for first year; $299 renewal
Data-Drive Stock Picking Service
4.3
$99 for first year; $199 per year thereafter
Best Introductory Stock Newsletter
4.7
55% Off: $89 for 1st year; $199 renewal

What is an Investment Newsletter?


invester reviewing financial information

Investment newsletters typically include investment recommendations, such as certain stocks to consider buying or selling. The recommendations come from either a well-known and respected investor or a team of them.

Often, investment newsletters also contain recent stock market news and other financial information that doesn’t make a direct recommendation.

All of the information is designed to give readers a better understanding of the current market trends and aid them in making investment decisions.

What Makes for the Best Investment Newsletters?


Take into account the following factors when choosing an investment newsletter service.

→ Proven Track Record.

Choose an investment newsletter that outperforms across long periods of time. You want a service that chooses investments that earn a great return, meaning better than similar companies or a comparable index.

You want a transparent service that shows not only how their picks perform, but how the service works to choose stocks or sectors for your investment consideration.

You’ll also want to avoid any investment services that come with hidden fees or those that seem to have secret sponsors.

Further, these regular newsletters shouldn’t just tell you which stocks are likely to outperform the market, but also why they have a high likelihood of rising as well.

Finally, any recommendations made by the service should come backed by cold hard facts and analysis. These data points and original points of view should mention actionable signals, which tell us why a price will move.

→ Replicable Trading Capabilities.

The recommendations made must be replicable by you. If only the biggest investors can act on these investment recommendations, you likely shouldn’t subscribe if you want to deploy your own capital.

This happens because your returns will never compare to the other stock market players with more capital to invest at advantageous pricing and times.

→ Low / Worth the Cost.

When targeting an investment newsletter, you’d want it to pay for itself at a minimum. This means you’d want the added returns to your portfolio to outweigh the cost of the investment picks.

In a perfect world, the newsletter would not only recoup the cost, but increase your profit potential. All things equal, the more alpha you can earn for the lower price, the greater your overall profit margin.

At the end of the day, the quality of recommendations received far outweighs the cost and quantity.

→ Educational.

You’ll also want to learn some new information about investing along the way. Aside from having a short-listing of stock picks delivered to your inbox, you want to learn about the market and the stocks trading on them.

This will educate you on how to conduct your own due diligence and extend your own capabilities for examining stocks worth buying.

1. Motley Fool Rule Breakers: Best Stock Newsletter for Long-Term Investors Looking for Growth Stocks


motley fool rule breakers sign up

  • Available: Sign up here
  • Best for: Buy-and-hold growth investors
  • Price: Discounted price for the first year

Motley Fool Rule Breakers focuses on stocks that have massive growth potential in emerging industries. This service isn’t fixating on what’s currently popular, but rather always looking for the next big stock.

The service has six rules they follow before making stock recommendations to subscribers:

  1. Only invest in “top dog” companies in an emerging industry – As Motley Fool puts it: “It doesn’t matter if you’re the big player in floppy drives — the industry is falling apart.”
  2. The company must have a sustainable advantage
  3. Company must have strong past price appreciation
  4. Company needs to have strong and competent management
  5. There must be strong consumer appeal
  6. Financial media must overvalue the company

As you can see, before recommending a stock to users, Rule Breakers considers a number of factors. In short, the service mainly looks for well-run companies in emerging industries with a sustainable advantage over competitors, among other factors.

And their rules seem to pay off if their results have anything to say about it.

Over the past 15 years, Rule Breakers has almost doubled the S&P 500, beating many leading money managers on Wall Street. Their results speak for themselves and easily justify the affordable price tag of $99 for the first year.

rb-performance-vs-sp-500-apr-2022

What to Expect from Motley Fool’s Rule Breakers:

The service includes three primary items you can expect to receive:

  1. A listing of Starter Stocks to begin your Rule Breakers journey with their “essential Rule Breakers”
  2. 5 “Best Buys Now” opportunities each month
  3. Two new stock picks each month

You’ll receive regular communications from the stock picking service with their analysis and rationales for buying stocks meeting their investment criteria.

If you’re unhappy with the service within the first month, you can receive a full refund.

 

2. Seeking Alpha: Best for Investment Research + Stock Recommendations


seeking alpha signup

  • Available: Sign up here
  • Price: Free; $99/year billed annually for Premium (or $8.25/mo monthly); $2,399.88/yr billed annually for Pro (or $199.99/mo monthly); contains in-app purchases

Seeking Alpha Premium caters to the needs of intermediate and advanced investors looking for an affordable, all-inclusive, one-stop-shop for their investing needs.

Seeking Alpha Premium acts as an all-in-one investing research and recommendation service that offers insightful analysis of financial news, stocks, and more—all designed to help you make better investing decisions.

Whether you’re looking to invest on the go or dedicate time for more in-depth research and analysis, Seeking Alpha provides features that meet your needs.

No other site provides what Seeking Alpha does, providing unlimited access to everything from:

  • Earnings calls transcripts
  • Seeking Alpha Author Ratings and Author Performance metrics
  • 10 years worth of financial statements
  • Ability to compare stocks side-by-side with peers
  • Access to dividend and earnings forecasts and much, much more.

How Has Seeking Alpha Premium Performed?

Seeking Alpha’s Premium subscriptions provide access to the service’s Stock Quant Ratings. These represent collections of the best (to the worst)-rated stocks according to three independent investment resources provided on Seeking Alpha’s website.

These cross checks and validations come from: (1) the Seeking Alpha Quant Model, (2) Seeking Alpha independent contributors, and (3) Wall Street analysts. The list of best stock recommendations gets further vetted by quantitative and fundamental analysis.

For example, the service offers its Triple Rated Top Stocks collection, which contains a listing of the top rated securities—all of which get validated by “Very Bullish” or “Bullish” ratings held on the platform.

All this attention to detail pays off, too.

Have a look at the dramatic market outperformance seen by these Top Rated Stocks from Seeking Alpha Premium as compared to the S&P 500 (total return with dividends reinvested):

seeking alpha top-rated stocks vs sp500

What to Expect from Seeking Alpha’s Paid Plans

Seeking Alpha has over 16,000 active contributors sharing well-written stock analysis. In-house editors vet these pieces before being read and discussed by millions of people.

Reading different opinions about the same stock helps investors develop their own informed opinions on the likelihood a stock will rise or fall. I recommend this approach when learning how to research stocks.

In addition to diverse, deep-dive research articles, Seeking Alpha’s website has fundamental analysis tools, a Trending News feed, crowdsourced debates, and market data.

Users can create their own portfolios to follow favorite stocks, see how choices perform and receive email alerts or push notifications. You also have access to podcasts and video content.

While the website has a significant amount of information, some features remain reserved for the Premium Plan and Pro Plan members.

Seeking Alpha Premium

With a Seeking Alpha Premium subscription, you will enjoy unparalleled access with an ad-lite interface across your user experience.

Seeking Alpha Premium can help you manage your portfolio with a large investing community so you can better understand the financial world.

Access more premium content, author ratings and performance to get ideas for your next investment.

Premium plan members can see the ratings of authors whose articles they read. It’s useful to know if you’re reading a piece written by someone with a top record or a poor track record.

“Expert” analyses are reserved for Premium members as well. This plan includes a stock screener letting you filter by average analyst rating and gain access to listen to conference calls and other presentations. Premium costs $99/year or $8.25/month.

Seeking Alpha Pro

A Seeking Alpha Pro subscription comes with all the features of Seeking Alpha Premium, but also comes with extra features like:

  • The Top Ideas recommendation list
  • Exclusive newsletter subscriptions and interviews
  • VIP Editorial Concierge
  • Seeking Alpha Pro screener for investing ideas
  • No ads—providing you with fewer interruptions to your reading experience.

The Pro Plan, targets towards professional investors and costs $2,399.88/year or $199.99/month if paid upfront.

Why Subscribe to Seeking Alpha?

In short, Seeking Alpha distills down the relevant financial information for you so you don’t have to—making it easy for anyone interested in self-directed investments to have a chance at outperforming the market. Now’s your chance with Seeking Alpha’s Paid Plans!

Consider starting a 14-day Free Trial to take advantage of the service without cost and see if it makes sense for your needs.

Related: Best Seeking Alpha Alternatives [Competitors’ Sites to Use]

3. Motley Fool Stock Advisor: Best Investment Newsletter for Buy and Hold Investors


motley fool stock advsior

  • Available: Sign up here
  • Best for: Buy-and-hold growth investors
  • Price: Discounted price for the first year

The main difference between Motley Fool’s services is the type of stock pick recommendations.

Stock Advisor primarily recommends well-established companies. Over a decade ago, they advised subscribers to buy companies such as Netflix and Disney, which have been majorly successful.

As a subscriber, you’re granted access to their history of recommendations and can see for yourself how they have done over the years.

According to their website, the Motley Fool Stock Advisor stock subscription service has returned of 374% since their inception in February 2002 when you calculate the average return of all their stock recommendations over the last 17 years.

Comparatively, the S&P 500 only had a 125% return during that same timeframe.

sa-performance-vs-sp-500-apr2022

What to Expect from Motley Fool’s Stock Advisor:

The Stock Advisor service provides a lot of worthwhile resources to subscribers.

  1. “Starter Stocks” recommendations to serve as a foundation to your portfolio for new and experienced investors
  2. Two new stock picks each month
  3. 10 “Best Buys Now” chosen from over 300 stocks the service watches
  4. Investing resources with the stock picking service’s library of stock recommendations
  5. Access to community of investors engaged in outperforming the market and talking shop

The service costs a discounted rate for the first year and has a 30-day membership refund period. Consider signing up for Stock Advisor today.

Related: Motley Fool Stock Advisor vs. Rule Breakers

4. Seeking Alpha’s Alpha Picks (Best Data-Driven Stock Recommendation Service)


seeking alpha alpha picks signup

  • Available: Sign up here
  • Price: Discounted rate for first-time subscribers

Are you looking for a way to beat the market consistently? Seeking Alpha’s Alpha Picks might be a great option to consider.

Alpha Picks is a stock selection service that provides you with two of the best stock picks each month that SA determines have the greatest chance for price upside. They base their selections on fundamentals such as valuation, growth, profitability, and momentum—not hype.

The stock selection process relies on Seeking Alpha’s proprietary, data-driven computer scoring system to screen and recommend stocks for more conservative “buy-and-hold” investors.

And if results from their backtest (run from 2010 to 2022) are any indication, historical simulations of the methodology behind their strategy prove it has worked: Alpha Picks’ recommendations outperformed the S&P 500 Index by 180 percentage points (+470% for SA vs. +290% for the S&P 500).

A bit more detail about how this works: Alpha Picks relies on the existing Seeking Alpha Quant model available to Seeking Alpha Premium and Pro users, but with a bit of modification. Namely, all recommendations must meet the following criteria:

  • Hold a Strong Buy Quant rating for a minimum of 75 days
  • Market cap greater than $500 million
  • Stock price greater than $10
  • Is a publicly traded common stock (no American Depository Receipts [ADRs])
  • Be the highest-rated stock at the time of selection that has not been previously recommended within the past year (Alpha Picks releases one pick at the start of the month, another in the middle).

If you sign up for the service, you can expect the following:

  • Two long-term stock picks to buy and hold for at least two years, delivered every month
  • Detailed explanations from Seeking Alpha behind why they rate each stock pick so highly
  • Notifications when a recommendation changes
  • Regular updates on current Buy recommendations

The service, designed for busy professionals interested in building a portfolio that outpaces the market but without the time to commit to finding these opportunities, is worth considering. If you’re interested, you can sign up for a discounted first-year price of $99.

 

5. Zacks Investment Research: Best Stock Newsletter for Daily Recommendations


zacks investment research sign up

Over 800,000 investors take advantage of  Zacks’ free investment newsletter.

Subscribers receive morning briefings on market developments, including the popular Zacks’ Bull Stock of the Day.

According to Zacks’ website, the Bull Stock of the Day has an average gain of +25.41% per year.

Users who enjoy the newsletter often choose to invest in Zacks’ other services, such as Zacks Premium ($249/year), Zacks Investor Collection ($495/year), or Zacks Ultimate ($299/month).

Related: Zacks vs Motley Fool: Which Stock Picking Service is Better?

6. Benzinga Options Premium: Best for Options Traders, Day Traders and Real-Time Alerts


benzinga options newsletter sign up

Benzinga Options relies on the insights and findings of veteran options trader, Nic Chahine, a full-time trader.

He’s achieved significant results during his career by relying on fully-researched, high conviction options trades rooted in in-depth analysis.

The service provides 24 options picks per year, or 2 winning trade ideas each month under the Benzinga Options Starter package. Each recommendation comes with an ideal price target and expected timeline for executing each trade.

 

7. Morningstar: Best for Fundamentals-Driven Investors


morningstar

  • Available: Sign up here
  • Price: Free 14-day trial and then $199 for 1 year; $399 for 2 years; $499 for 3 years; or $23.95 monthly

Morningstar has earned a reputation for having an independent point of view and for providing valuable information and insight to individual investors.

Morningstar has four different newsletters, including:

  1. StockInvestor – Targets companies they believe to trade at less than their intrinsic value.
  2. FundInvestor – A fund for individual investors interested in fund investment vehicles.
  3. DividendInvestor – Targets dividend income investment strategies and invests in a portfolio invested in accordance with a current income and income growth from stocks strategy.
  4. ETFInvestor – Provides information to individual investors interested in exchange-traded funds (ETFs).

Morningstar grades all stocks holdings based on six main criteria, including:

  • Star rating
  • Moat
  • Moat trend
  • Stewardship
  • Fair value
  • Fair value uncertainty

The service offers two portfolio types: the Tortoise and the Hare, both of which aptly receive their names from the fable story.

The Tortoise, while less aggressive, focuses on businesses with strong balance sheets and durable competitive advantages. Over time, these stable businesses should perform well and result in sustainable returns.

The Hare, the more aggressive portfolio, looks at fast-growing companies. While these companies carry higher risk, they also carry higher reward.

Subscribers receive an in-depth monthly issue that discusses recent trades, performance, and news about both portfolios.

Morningstar also offers a weekly summary email with news on the holdings.

An annual digital subscription to this investment research website costs $199, but you can test drive the service with a 14-day free trial to start.

 

8. Tokenist’s Five Minute Finance: Best for Quick Macro Trend Discussion


tokenist five minute finance

Five Minute Finance (5MF) is one of those newsletters that’s read by every type of investor out there.

Here’s the newsletter in summary:

  • It’s free
  • Published weekly, every Friday
  • Focuses on identifying the five most significant trends of the week—keeping investors up to speed on all things finance

If you want to stay in the know and have a general pulse on the bigger picture of financial markets, then Five Minute Finance is exactly what you’re looking for.

This newsletter focuses on explaining the macro trends and their impact on financial markets. It also pays close attention to the integration of finance and technology, including fintech, cryptocurrency, digital assets, DeFi, and NFTs.

But instead of just giving you headlines, there’s actual analysis involved as well—making the most significant events to impact financial markets understandable by all investors.

Here’s a sample of the topics covered:

five minute finance example

In today’s macroeconomic environment—with the Federal Reserve battling inflation, various global supply chain disruptions, and the ramifications of Russia’s invasion of Ukraine—Five Minute Finance is a no-brainer, especially for the price: free.

 

9. Trade Ideas: Best for Self-Taught Investors


trade ideas sign up

  • Available: Sign up here
  • Price: $17/mo for TI Swing Picks; Trade of the Week Newsletter for Free

The Trade Ideas service provides AI-powered virtual trading assistance and analysis in addition to alerting services.

You can receive price alerts through their Standard and Premium services as well as by subscribing to the company’s TI Swing Picks index newsletter for $17/month.

This gives you 5 new trade ideas in your inbox from the company’s model portfolio every Sunday night.

They also offer a free Trade of the Week newsletter highlighting a stock pick they have identified for subscribers.

Trade Ideas’ technology uses a different scan each week to find unusual trade activity.

For example, they may detect a high short float % in a stock or industry, which often leads to short squeezes, such as what happened with GameStop.

Real people curate scan results before any recommendations come available through the service.

You’ll also learn of how the service picked the trades for all their alerting newsletters, why they believe they will perform well and how to find similar trades on your own.

The best part about their newsletters is that they offer a premium version for $17/month and a lower-level version for free!

Consider signing up to the newsletters and then upgrading to a full-subscription to upgrade your stock trading.

 

10. AAII Income Investing: Best Income Investing Newsletter


aaii

  • Available: Sign up here
  • Price: $2 full trial for 30 days; $199 for 1 year, $359 for 2 years, $399 for 3 years

AAII’s Dividend Investing service handles a lot of the research and analysis for you when it comes to income investing. The services uses a proprietary stock-screening and selection process to target dividend-yielding stocks that combine yield and asset quality.

The service also analyzes the company’s management team to make sure it is committed to making consistent and increasing dividend payments now and in the future.

They look for long dividend-payment track records and financials that can support them going forward, among other factors.

Details:

– Target portfolio includes a mix of both GICS Sector (Consumer Staples; Financials) and Geographical Exposure (US Markets) with an emphasis on equities from sectors associated with healthy cash flows such as Utilities or Health Care Services

– AAII’s model Dividend Investing portfolio is managed using AAII’s best practices in order to minimize risk while generating higher income potential

Start your full 30-day trial for just $2 and see if it is a worthwhile income investment subscription for you.

 

11. Millionacres Real Estate Winners: Best for REIT Stock Picking


millionacres real estate winners sign up

  • Available: Sign up here
  • Best for: Buy-and-hold real estate investors
  • Price: $149/year

It takes only a few minutes to find out whether you need Millionacres Real Estate Winners as your real estate investing guide.

The service focuses on understanding the fast-moving, ever-changing world of real estate investment—and mobilizing you for success with valuable resources, recommendations and picks!

From the stock picking service’s easy-to-understand monthly investment alerts that cover REITs and real estate equities, or the quarterly investment ranking selections—Millionacres aims to simplify investing research and make clear cut cases for why you might consider picks they recommend.

They aim to cover obstacles encountered by savvy or beginner investors by making informed decisions clear and simple—not just possible.

What You Get with Millionacres Real Estate Winners

Millionacres Real Estate Winners is a premium solution for your real estate investing success. You will receive clear, actionable investing ideas and recommendations along with specific guidance on getting started in today’s market.

The Millionacres Real Estate Winners services offers these resources to subscribers:

  • New stock recommendations each month you remain subscribed
  • Regular updates on recommended stocks following earnings and other important events
  • Quarterly “Top 10 Investment Alerts” ranking real estate investment selections
  • Education content and resources for you to access

Most importantly, you’ll receive monthly picks tailored to help you succeed as well as educational content and resources to make sure you get the information you need when starting from scratch.

With successful solutions created by experts in every facet of the business, Millionacres Real Estate Winners has helped investors grow their portfolios and take control of their financial future without costly mistakes or bad habits that lead to undoing all of your hard work.

See if this service makes sense for you now by subscribing today for only $149 for your first year.

 

12. Tim Alerts: Best for Penny Stock Day Traders


tim sykes penny stocks sign up

  • Available: Sign up here
  • Best for: Penny stock day traders
  • Price: $697 per year; $1,297 per year for Pennystocking Silver

Penny stocks present an appealing opportunity to buy when a stock trades for a low value in the hopes of making quick money when it moves up suddenly.

Tim Sykes rose to fame by taking around $12,000 in bar mitzvah financial gift money and day trading it on penny stocks. By the time he’d graduated college, he’d become a self-made millionaire with the intent of teaching others how to replicate his success.

He’s created a stock picking service in addition to finance services, educational content and training to retail investors.

He provides his Tim Alerts daily newsletters with penny stock picks every market day around 8am EST / 5am PDT with a set of stock watchlists for the day. You can receive this by email, SMS or even push notifications in real time throughout the trading day.

Subscribers also get live chat room access with a paired proprietary trading app.

The service also includes the ability to access a library of over 7,000 videos to train you on how to trade penny stocks and potentially replicate Tim’s success.

 

13. Finimize: Best for Daily Digests of Finance News


finimize community

  • Available: Sign up here
  • Price: Daily Brief is Free; Premium costs $40 annually through link above or below

Finimize keeps its Daily Brief newsletter emails short (usually fewer than 500 words) and engaging.

The service breaks them up into three sections of

  1. “What’s going on?”
  2. “What does this mean?”
  3. “Why should I care?”

It uses a casual, humorous tone to summarize recent financial news and links to further reading material.

Finimize doesn’t directly tell you stocks to buy or avoid, but rather gives you information to make your own decisions.

Subscribers receive an email each weekday for free. If you like Finimize’s style, you may choose to sign up for their premium services, such as recorded audio of their content, meetups, and more detailed reporting.

Premium services normally cost $79.99 annually after a weeklong free trial. However, by using this link, you can receive 50% off your annual premium subscription.

 

14. The Maley Report: Best for Comprehensive Investment Analysis


the maley report

The Maley Report offers actionable stock investment insights based on a confluence of factors and analysis.

Matt Maley spent over 35 years in Wall Street’s trading desks before becoming a market strategist at Miller Tabak + Co, where he’s been for ten years.

Using his expertise, he combines macro, technical, and fundamental analysis to form a complete picture of what’s happening in the stock market.

He shares this information with his subscribers through an activity feed, blog posts, resource page, videos, and email newsletter. The price for it all is $49/month or $490/year (17% discount).

If you’re not satisfied within 30 days, you can receive your money back.

 

Should You Buy Monthly Recommendations from These Newsletters?


Start small and cautious with recommendations from these newsletters.

Consider following along with a paper trading account available through free stock trading apps.

These accounts, also referred to as a simulated trading account, allow you to place trades without placing actual skin in the game.

Apps like Webull, a trading app like Robinhood, offer this functionality for free.

By using this free service, you can see how the recommendations of these investment newsletters perform relative to the market.

If the newsletter builds your trust, you can start investing real money in small amounts before investing more significant dollars towards recommendations.

Always Perform Your Own Due Diligence


Never let one single source dictate your stock investing choices. When one of the stocks recommended by a newsletter sounds promising, conduct your own further research on it.

Only after performing your own due diligence should you invest. The more money you consider investing, the more stock research you should conduct.

Consider pairing some of the best investment research sites to your newsletter service to get the most in-depth and objective view of the stocks recommended.

You can also combine these subscriptions with the best investing apps for beginners, allowing you to invest in the market with ease.

Should You Invest in Individual Stocks?


Most of my investment money is in index funds and I don’t have plans to change this anytime soon.

I still recommend having passive index fund investments as the majority of your portfolio.

However, I do hold a small amount of money in growth stocks in my investment accounts in hopes of them outperforming the market.

Adding individual stocks can add alpha to your portfolio. Over time, even an additional 2-3% added return per year can create massive gains in your portfolio value.

So, yes, it can be worth it to invest in individual stocks, but I feel holding too much can carry a significant level of risk.

As a result, I strongly encourage low-cost index funds to serve as the foundation of your portfolio.

Best Investment Newsletters, Subscriptions & Sites


The newsletters mentioned here are some of the most reliable available.

Depending on your investment plans, it doesn’t hurt to sign up for multiple if they interest you (especially since several are free).

Just remember that investment newsletters should be one part of your research and not the sole decider of all of your investments.

About the Author

Riley Adams is a licensed CPA who works at Google as a Senior Financial Analyst overseeing advertising incentive programs for the company’s largest advertising partners and agencies. Previously, he worked as a utility regulatory strategy analyst at Entergy Corporation for six years in New Orleans.

His work has appeared in major publications like Kiplinger, MarketWatch, MSN, TurboTax and CNBC’s Acorns. Riley currently holds areas of expertise in investing, taxes, real estate, cryptocurrencies and personal finance where he has been cited as an authoritative source in outlets like CNBC, Time, NBC News, APM’s Marketplace, HuffPost, Business Insider, Slate, NerdWallet, The Balance and Fast Company.

Riley holds a Masters of Science in Applied Economics and Demography from Pennsylvania State University, Bachelor of Arts in Economics and a Bachelor of Science in Business Administration and Finance from Centenary College of Louisiana.