Disclosure: We scrutinize our research, ratings and reviews using strict editorial integrity. In full transparency, this site may receive compensation from partners listed through affiliate partnerships, though this does not affect our ratings. Learn more about how we make money by visiting our advertiser disclosure.

Maybe you’ve tried establishing your own chore chart but haven’t had the best success implementing it by hand, making you think organizing chores and allowances isn’t a thing you can do by yourself.

Or, maybe you’ve not had a chance to start addressing this need to develop little worker bees around the house yet. You haven’t established a chore and allowance system yourself but know you need some help from chores and allowance apps for kids at the start.

The good news for you to know is that there are tons of great apps to track chores and allowances for kids.

Though, just at the same time, that’s also the bad news. Therefore, you might ask yourself how to choose the best chore app for kids as well as the best allowance app for your family’s needs.

(Spoiler: as you will soon learn, you might find both needs met with the same app).

This post sorts through the best allowance and chore apps for kids available on the market.

We’ll talk about what they can accomplish, how you can use them to track chores and allowance payments and then even how to track (and approve) the purchases, savings and investments made by your children with their earnings.

As with most things in modern life, choosing the right app can make this entire process very easy and even follow how the money gets spent, saved or invested. In other words, complete control and insight into how your kids earn, save, invest and spend money.

But first, we’ll need to talk about developing a chore and allowance tracking plan.

Let’s dive in.

What is an Allowance Plan?


investing younger

While you might be keen to jump right in with your chore and allowance app review for you and your kids, you want to establish an Allowance Plan, or Kid Money System, first.

The reason for starting here first comes from laying the groundwork for your allowance plan and choosing to put it into action with these useful apps.

Further, the decisions you make will influence which kids chore app and kids allowance app will fit your needs best.

When putting pen to paper, an Allowance Plan includes the following features:

  • Clear Money Goals: Understand the money goals of your child. Specifically, what is the best way to help your child learn about money through chores and allowance earnings?
  • Allowance Philosophy: You have numerous options available for how to organize your chores and what foundation you want to put in place: (e.g., fixed system, chore-based, learning-based (paying for grades) and more).
  • Boundaries: Allowance plans should communicate to your child in clear language what you expect of them and what they need to do to hold up their end of the bargain. Do they need to maintain the grocery list and help put away grocery items you purchase? Do they need to help mom and dad clean out their respective cars? You need to keep track of everything fairly and help each other understand how the system works so everyone is on the same page about your point values and system, pocket money amounts and chore lists.
  • Payday Logistics: How do you plan to pay your kids? Do you intend to pay them through cash, prepaid debit cards or gift cards, through a bank app for kids, an allowance app, etc.? How often will you pay your child? Weekly, monthly? Per chore completion?
  • Clear Money Responsibilities: Now that your kids are old enough to earn consistent money daily, weekly or monthly, what types of responsibilities will you hand over to your young family members? Will you let them handle more money responsibilities for themselves? If so, can you keep your family humming along while also keeping track of everything? With enough time, care and attention to detail, you might find yourself handing over more responsibilities than just money if your kids can take on chores around the house successfully.
  • No Punishments. While you might think withholding money from your kids makes sense when they do something they shouldn’t, this might backfire. Weekly pocket money is a consistency they need in their lives. Allowance should not count as a privilege but more as an educational means of teaching kids about money. Perhaps consider staying the course on other forms of discipline once you’ve initiated your plan.

When thinking about how to decide on the best chore apps and allowance apps for kids, consider the following characteristics and features:

  • Recommended age for use of the chore apps
  • Does the chore app require you to pay for chores, give rewards for chores, or just keep track of chores without payment?
  • Can you link your checking account or debit card for integrated money transfers, or does the map track money only?
  • Can the app establish clear savings goals, allow your kids to manage money or further their own financial literacy?

With these considerations in mind about features, you’ll also need to think about devices that can use the apps. Not all of them work on every platform, with some only available on iPhone and iPad while others have multi-platform accessibility.

Best Chore Apps for Kids (and Allowance)


App App Store Rating*FeesBest ForPromotions
Greenlightgreenlight logo4.8$4.99/month for up to five kidsCustomer rating, parental controls, goal setting, chore and allowance management, and ability to learn investing fundamentalsFirst month free
BusyKidbusykid logo3.7$19.99/year (1 card); additional cards $7.99/yearTeaching balanced financial approach through chores & allowance; investing fundamentalsAdditional two months free after subscribing
goHenrygohenry logo4.7$3.99/mo per childAccessible customer service supportFree month trial
FamZoofamzoo logo4.6$5.99/mo per childFinancial literacy resourcesFree month trial
Currentcurrent logo4.7$36/year per childInnovation and product featuresNone
Homeyhomeyapp logo4.0$4.99/month or $49.99/yearCan upload images for chores and send them to individual family members as an assignment2 months free with annual subscription
OurHomeourhome logo4.3FreePoints system rewards instead of cash as an optionNone
RoosterMoneyroostermoney logo4.7$18.99/year per childAllowance trackingFree month trial
*Apple App Store Rating as of September 3, 2021

1. Best Overall: Greenlight (Chore App with Debit Card)


greenlight sign up

  • Available: Sign up here (Devices: Android, Apple iOS/iPhone/iPad)
  • Price: Free 1-month trial, $4.99/mo after
  • Recommended Age: All ages, especially 8+

Greenlight started first offering debits card for kids which get managed by parents. The debit card provides parents control over where their kids can spend money by limiting the stores where their cards work.

Parents can get alerts when funds are spent on the Greenlight debit card and for how much. A basic subscription to Greenlight costs $4.99 per month and includes debit cards for up to five kids.

Further, parents can open a custodial brokerage account to get their kids investing in stocks and index funds for the first time. Maybe even in stocks for kids.

Greenlight works like a prepaid debit card for kids and teens, allowing you to transfer funds onto the card for your child to pay for expenses at approved locations.

Greenlight also works as a kids chore app, accessible through the “Earn” section of the family chore app. Consider Greenlight your chore pad and housework tracking system.

To learn more about how to set up and manage an allowance plan and tasks system with Greenlight, read below on one of the best chore apps for kids.

How to Set Up an Allowance System with Greenlight

You can set a payment directly through the app, providing a payment frequency weekly, bi-weekly or monthly.

Once set, you can choose where you want the funds to go, under the “Spend Anywhere”, General Savings, Giving options or splitting the amount as you see fit.

When the funds transfer, you’ll receive a notification on your parent account. You can set up these transfers to happen automatically or on your command.

Likewise, you can also select “Save Allowance and Add Weekly Chores”, which attaches a chores stipulation to the payment. As you add weekly chores to the app, your kids can check them off in their own app.

You can edit the weekly chores and establish a schedule through use of checkboxes beneath each day of the week in the Weekly Chores menu as shown below.

weekly chores screen greenlight

The day before your child’s money is scheduled to be paid, the Greenlight app will send you a notification prompting you to check if your children have completed their weekly chores.

If your child has not completed their chores, you then have the choice to pause their payment until complete.

From there, you can revisit the chores list to see what remains to be done. This should make everyone content with the arrangement and provide every family member a chance to earn access to a fair payment for their chores.

A feature like this allows household chores to get done before parents need to make payment, making Greenlight one of the best chore apps for families to manage a chore pad full of household responsibilities.

Read more in our Greenlight Card review.

Related: Best Greenlight Alternatives [Debit Cards for Kids & Teens]

2. BusyKid


busykid sign up

  • Available: Sign up here (Devices: Android, Apple iOS/iPhone/iPad)
  • Price: $19.99/year for the whole family
  • Recommended Age: All ages, especially 8+

Are you looking for a way to teach your kids about money through chores and earning an allowance?

BusyKid is an award-winning, parent-approved app that educates kids about money. It’s a way to teach your children how to manage their allowance and learn important money lessons.

The BusyKid Visa Prepaid Spend Card lets them spend their money in stores or online with just one swipe of the card. You can even set up automatic savings.

Your child will be able to earn real money by completing chores and tasks around the house each week while learning valuable financial skills like budgeting, saving and giving back.

Plus they’ll have fun earning rewards from brands like Disney on BusyKid’s weekly challenges!

BusyKid is an easy-to-use, interactive kid chore app that will help them learn and practice important real-life lessons from the palm of their hands.

They can earn, save, donate or spend – all while having fun! And it couldn’t be more simple.

Parents set chores and allowance gets directly deposited each Friday!

  • Earn – Kids can earn by completing tasks assigned by parents
  • Save – They can save up to 10% of their weekly allowance automatically
  • Donate – They can give back by donating 1% of what they make to charity
  • Spend – When they’re ready for independence, BusyKid has a Visa Prepaid Spend Card so kids are never without cash in hand.

In order to get paid, parents need to approve the Payday text message sent through the app each Thursday if your kids are to be paid on Friday.

The reloadable prepaid card is through Visa® and there’s a $7.99 annual fee per card after the first. Other fees apply for various other actions you can take through the app and with the card as well.

Finally, BusyKid also allows children to invest their earnings through the kids chore app, something Greenlight + Invest also allows. Doing so requires setting up a separate Stockpile custodial account.

 

3. goHenry


qDxeNN4mVklYgqpH2t2aCTMfMBVzLxRh 8aVn5R 0vOviyvNiLqSg A4ejPo mIo9RoGDjPwLjkiwW2mT4gJMsPf Z 3DUidtrTr9VXDRdV r

  • Available: Sign up here (Devices: Android, Apple iOS/iPhone/iPad)
  • Price: 1 month free, then $3.99 per child/mo
  • Recommended Age: 6-18

goHenry is another allowance management app which provides kids with a banking app linked to a debit card. You have an online account which comes linked to individual accounts for each of your children.

You can manage all of the money held in each account through the company’s app and online account portal.

Each child will receive their own goHenry debit card which comes paired with parental controls you can set for your children.

What’s nice about goHenry is the ability to spend only the money available on the card, meaning you don’t need to worry about costly overdraft fees or accrue debt.

The app has useful features for parents to assign chores, administer payment and even track their running bank balance.

Parents can create tasks, initiate and pay allowances for chores or other activities, establish spending limits, receive notifications when your children use their cards anywhere in the United States as well as decide where they can spend their money on the card.

Further, the app allows you to set savings goals, keep track of spending, check account balances and transactions, and even pay back money to a parent’s account if they borrowed funds.

When you open a goHenry account, you will receive your children’s debit cards in the mail 7-8 business days later.

From there, you can set up an automatic weekly pocket money transfer into your children’s accounts and can set up one-off or weekly spending limits.

This will keep your children’s spending in check and you can block/unblock the card as needed as well as choose the stores where your kids can shop.

With time, the controls provided by the app and the guidance you offer can help your kids to earn, save, spend and give with good money habits.

Learn more by reading our goHenry debit card for kids review.

 

4. FamZoo


famzoo sign up

  • Available: Sign up here (Devices: Android, Apple iOS/iPhone/iPad)
  • Price: Free trial, then $5.99/mo
  • Recommended Age: All ages

FamZoo is another prepaid debit card service parents can use to manage their children’s spending.

This is not a debit card, but the prepaid debit card syncs with the app, making it effectively a similar debit card, though users must deposit funds on the card rather than have them get pulled automatically.

It works by having parents release money into their child’s account and then having the card work with a loaded balance. Money can be loaded onto the cards at any time.

Further, FamZoo acts like a regular checking account with a linked card except FamZoo makes sure the account can’t be charged overdraft fees, saving you money.

Parents can use the app to pay a recurring earnings daily, weekly or monthly which can be calculated using a calculator available within the app. You can pay for chores with due dates assigned and even penalties for being tardy.

An interesting feature for FamZoo is the ability for kids to pay parents for any family-shared bills where you’ve assigned partial responsibility to your child for the cost.

You can even offer informal loans to your children and charge them interest with all costs calculated before your eyes.

Finally, adults are able to monitor the transactions being made on the linked card, even offering detailed reasons behind declined transactions.

After a free trial, this app costs $5.99 per month, but the price goes down if prepaid in advance.

 

5. Current


current sign up

  • Available: Sign up here (Devices: Android, Apple iOS/iPhone/iPad)
  • Price: $36/teen per year
  • Recommended Age: 12+

Current is a banking app designed for all families which can also handle chore management and allowance payments.

The Current app allows you to track your teen’s spending in real-time, set limits on how much they can spend, and even block specific merchants.

Current is a great app for helping your teen establish good habits around daily chores, even when you’re not at home. Teenagers can be paid weekly, or get paid individually for specific tasks when completed.

You also have the option to withhold payment altogether if your child doesn’t do everything on their list.

A few things to note about the Current app for chores:

  • If your kids have chores, you can pay them through the app. Payday will be set at a day of your choice. In addition to paying your teen for their efforts, you can also pay them early by going back into the Chores section and tapping Pay whenever you’d like.
  • If a teen does not complete their chores, you can still pay them or if it is too low of an amount, then parents can adjust the amount paid manually.
  • You can set up your chore payment to come from either a funding source on file with Current’s system when you like. Though, standard ACH processing times may apply.

Once set up, the app will list your teen’s assigned chores as well as their allotted time on their phone. With the chore app, they can mark the chore as completed once they’ve finished it and you’ll know when all of them are done.

Read more in our Current review.

 

6. Homey


homey app sign up

  • Available: Sign up here (Devices: Android, Apple iOS/iPhone/iPad)
  • Price: Basic Homey: Free; Homey Unlimited: $4.99 per month or $49.99 annually
  • Recommended Age: 6-18

Homey is another app to consider on this list of chore apps for kids. The service allows parents to sync a bank account to the app for transferring money. The app uses household chores to help your children understand the difference between responsibilities and work.

Basic Homey allows up to three family members to use the kids chore app. Though, if you want to use this chore app for more than just three family members, you will need to pay up for Homey Unlimited. The subscription costs $4.99 per month or $49.99 annually (two months free).

The free version, Basic Homey, still provides access to features like chores, allowance and rewards management.

You can also set daily, weekly or monthly chores for each and every family member on the family calendar, manage allowances and other money, transfer funds between accounts, set up “jars” to work toward kid and teenage savings goals as well as add or deduct funds from wallets.

However, to unlock all of the app’s features (and unlimited slots), you’ll need to upgrade to Homey Unlimited. In addition to more app users, Homey Unlimited allows multiple savings jars per child for various goals as well as to connect your bank account for transferring money into your child’s savings account.

 

7. OurHome


ourhome app sign up

  • Available: (Devices: Android, Apple iOS/iPhone/iPad)
  • Price: Free
  • Recommended Age: 6-13

Count OurHome as another option for household chore apps on this list.

It allows you to track chores and rewards for your family in and around the home, assigning a specific amount of points for each task under a point system, such as 30 points for taking out the trash, 50 points for washing dishes or 10 for bringing clothes to the washroom.

You can even deduct points from someone in the family who misses an assigned chore or completes it behind schedule. While Homey allows you to translate points into money, OurHome allows you to do whatever you like with the point totals.

This means the highest point recipient can win a Happy Meal, a trip to the movies (they still exist!) or something else the family would want. It doesn’t necessarily have to amount to money and can be events meant to boost happiness and self-esteem.

You can use the family calendar feature to schedule and assign chores on a chore list and other actions as well set specific tasks.

The app provides you with ways to stay connected like a family chat feature, family tasks calendar, and a grocery list for everyone to add what they need.

8. RoosterMoney


rooster money sign up

  • Available: Sign up here (Devices: Android, Apple iOS/iPhone/iPad)
  • Price: Virtual Tracker: Free, Rooster Plus: $18.99/year with 30-day free trial to start
  • Recommended Age: 4-17

Rooster Money is an app that allows parents to track all of their children’s allowance in one place, offers fun activities for kids and aims to build good money habits.

The app helps parents to graduate their children through key money milestones by using a star chart in their younger years to teach as a rewards system, and eventually introducing a payment card as they get older.

The app wants money to be part of the conversation and hopes to help you accomplish this with your children. Dispelling this taboo at a young age can make kids confident with money.

 

Other Apps Worth Mentioning Only Available on iPhone / iOS

9. Savings Spree


busykid sign up

  • Available: Only available on iPhone and iPad (on iOS)
  • Price: $5.99
  • Recommended Age: 7+

This gamified app emphasizes the concept of how small purchases add up in the long run. It demonstrates the opposite effect as well by letting you see how small, consistent savings can accumulate to be a significant amount over time.

The app works like a game show hosted by a talking pig. Users assume the role of the game show’s contestants and see how daily lifestyle changes and tasks can affect your long-term savings potential.

It also shows the impact of unexpected expenses which crop up and could potentially derail your savings plans. The proposed solution is none other than having a well-funded emergency fund.

While this app might be more appropriate for younger teens than older teens and young adults, the lessons taught are worth understanding at any age.

10. PiggyBot


piggybot

  • Available: Only available on iPhone and iPad (on iOS)
  • Price: Free
  • Recommended Age: 6-8

This app acts as an allowance app which allows kids to spend, share and save smartly. PiggyBot allows users to track allowance spending and saving, including staying on top of IOUs and missed allowance payments.

This app doesn’t use cash, but instead tracks a virtual balance held with you. You can think of this as a virtual IOU tracking app with each child having a separate Spend-It, Share-It and Save-It accounts.

You can set mutual goals to work toward satisfying your wants and needs, and learning the difference between them. This app would pair well with Greenlight’s debit card and bank account when you’re ready to transition to spending money in certain, pre-approved stores.

11. iAllowance


iallowance app store

  • Available: Only available on iPhone and iPad (on iOS)
  • Price: $2.99
  • Recommended Age: 4+

iAllowance boasts over 30 million chores completed with 20 million allowances paid using the app. You can use virtual piggy banks to manage your children’s finances and teach them about saving and spending money.

You can set up weekly payments that automatically transfer at regular intervals to your teen’s bank app or account, like one from Stash, Greenlight or Acorns.

It’s a win-win where you don’t have to be pulling out cash constantly and your child always gets their money on time. If your teen is responsible for tasks, you can track them through iAllowance and even send push reminders for ones that still need to get done.

Why Use a Kids Chore App for Managing Allowance and Chores?


Imagine the peace of mind you will have knowing your kids can independently get up and take care of their responsibilities, including taking out the trash or washing dishes.

And that they don’t expect mom to bail them out with a few bucks here and there for sodas or snacks just because they want it all day long! With a chore app, every job is accounted for- and repaid in cash, credit or rewards when it’s done through allowance features.

From laundry to playing games on our gizmos, tasks are valued at different rates.

Keeping track of piggy banks, chore charts, grocery lists, needs around the home and still maintaining a great family life are all challenges. Then, compound the tasks by managing multiple kids and maybe even pets.

Mobile apps can alleviate a lot of this stress by having it available in the palm of your hands wherever you go.

And what’s better, is you can rest easy as a parent because you’re gamifying chores and making them matter to your kids. These can teach lifelong lessons about hard work that pay off bigger than anything else!

For more reasons why chore apps for kids can help parents today, have a look below.

Chore Apps Provide Organization

Chore and allowance apps help coordinate tasks that are otherwise relegated to scattered sticky notes. You can check on your kids’ progress while on the go or even from the comfort of your couch.

Some even allow you to communicate with your kids directly through the app through messaging and other features.

Another Connection Between You and Your Kids

As your kids get older, you may find they have interests outside hanging around with their families. And that’s just fine and even encouraged. They need friends and things to do outside the home- it even gives them something for their allowances to go toward!

These chore apps give you one way to stay connected with your kids by providing opportunities to teach your kids about money, work ethic and doing a job well.

Add in more items you wish to bestow like belonging or ownership or their work and you’ve got a recipe for success through these apps.

Meet Your Kids Where They Already Are: Online

It isn’t news to you that kids spend a lot of time online these days. Chore apps give you another avenue to meet with your kids through use of technology.

You may find these companies’ applications useful for teaching your kids about any number of financial items as well as mindfulness about responsibilities. Use them to set reminders, receive notifications, bank, manage your family’s activities and more.

In addition, cash might not always be the best way to distribute allowance. Paying with debit and credit cards is becoming a more standard way of living these days.

Apps that allow for prepaid or debit cards to be issued to your kids may offer more convenience and security than just cash.

As our children grow, the generation gap will widen between how you may have handled allowance and chores as a kid and how your kids likely engage with an allowance graph or chore chart today.

Therefore, it might make sense to meet them where the hockey puck looks likely to head and in a way they might learn best: apps specifically designed to handle chores and allowance.

About the Site Author and Blog

In 2018, I was winding down a stint in investor relations and found myself newly equipped with a CPA, added insight on how investors behave in markets, and a load of free time.  My job routinely required extended work hours, complex assignments, and tight deadlines.  Seeking to maintain my momentum, I wanted to chase something ambitious.

I chose to start this financial independence blog as my next step, recognizing both the challenge and opportunity.  I launched the site with encouragement from my wife as a means to lay out our financial independence journey and connect with and help others who share the same goal.

Disclaimer

I have not been compensated by any of the companies listed in this post at the time of this writing.  Any recommendations made by me are my own.  Should you choose to act on them, please see the disclaimer on my About Young and the Invested page.

Invest, manage and plan your money with confidence.

Start here with useful resources delivered direct to your inbox